Debt Recovery Solicitors in Cardiff — No Recovery, No Charge

Unpaid invoices are damaging your business. We act fast to recover what you're owed — with transparent fees, no hidden costs, and no charge if we don't succeed.

Conveyancing Done Properly

Cash flow problems are one of the leading causes of business failure in the UK. In many cases, the money is there — it's just sitting in someone else's account. At Hek Jones, our debt recovery team acts quickly and professionally to recover what you're rightfully owed, so you can get back to running your business.


We handle the entire process on your behalf — from the first letter before action through to County Court and High Court proceedings — and we can act as your dedicated in-house debt recovery department, available by phone or email whenever you need us.

 

Do you have an offer accepted and need a solicitor you can actually get hold of?

Are you a first-time buyer who wants the process explained in plain English, not legal jargon?

Are you remortgaging and need a fast, efficient team to handle the legal side?

Are you buying a property at auction and need a solicitor experienced in tight timescales?

If you have answered yes
to any of these - you're in the right place

The Debt Problem Facing UK Businesses

£23.4b

The total value of late payments owed to UK small businesses at any one time.

1 in 4

UK businesses say late payment has put them at serious risk of insolvency.Combined Legal Experience

£2.6

Billion worth of Property Transactions

50,000+

UK businesses close every year due to cash flow problems caused by unpaid debt.SATISFIED CLIENTS

Debt Recovery Services

Our lawyers specialise in all aspects of commercial debt recovery, handling everything from the initial pre-action letter right through to enforcement. We act for businesses of all sizes across England and Wales.


We deal with the majority of company debts on a no recovery, no charge basis — with no hidden fees. You'll always know exactly where you stand.

Our debt recovery service covers tracing debtors, credit checking, pre-action correspondence, County Court and High Court actions, and enforcement proceedings.


We offer a streamlined, fully managed service. Think of us as your in-house debt recovery department — contactable by phone or email — freeing you up to focus on the parts of your business that need you most.


For more information, contact us on 02920 349820 or email

info@hekjones.com

See what our previous customers have had to say

"Heidi Morse was our solicitor and she was absolutely amazing in helping us buy our first home. From the very beginning, she made the entire process feel manageable and less overwhelming. She took the time to talk us through each step, explained everything clearly, and was always quick to answer any questions we had. The communication was excellent, and we always felt supported and well-informed throughout the process.


Isobella was also fantastic and did a great job of keeping us updated and making sure nothing was missed. She is very approachable and always willing to help, which made the whole process feel much smoother and more reassuring. Together, Heidi and Isobella completely took the stress out of buying our first home and made it a positive experience. Will definitely be using Hek Jones again in the future, thank you so much!!"

Eve & Jac

We had an incredible experience with Hek Jones while arranging our remortgage. The service and support throughout were outstanding—communication was always timely, and we felt fully supported every step of the way in achieving what we needed.


All the staff at Hek Jones were brilliant from start to finish, making the whole process smooth and stress-free. A special mention to Alex and Mark, who went above and beyond to push everything through promptly.


Highly recommend! Thanks All!

Liam Carter

I had a fantastic experience with Hek Jones Solicitors from start to finish. The team were calm, responsive, and completely on top of things throughout my sale and move.


A special thank you to Heidi for her persistence and clear communication, and to Mark for keeping everything moving at pace. Their professionalism and attention to detail made a genuinely stressful process feel manageable.


I wouldn't hesitate to recommend Hek Jones to anyone selling or buying a property.

Michael Keywood

Alex and Mark are my go-to conveyancers. They make the whole process really easy and really give 100% in everything they do when you are a client. Alex's knowledge of the legal system is first class, and I wouldn't hesitate to recommend them. They offer outstanding professionalism and make things less stressful even when there is a lot to do.

Karen Jones

"Have just completed on our first house and can't recommend Hek Jones enough! Heidi and Claudia were absolutely amazing from start to finish... they ensured the whole process went smoothly and were so helpful! Thank you for all your help."

Alex Jones

"They are helpful and friendly. Helen has been an absolute star and has tolerated my constant emails with a friendly and professional manner ;) Thanks to Hek Jones I have moved out of my flat and almost on the way to our dream home!!! Helen is a star!!"

Marc Farmer

FREQUENTLY ASKED QUESTIONS

Our Fees & Costs

Our lawyers specialise in all aspects of commercial debt recovery, including tracing debtors, credit checking, pre-action correspondence, County Court and High Court actions, and enforcement proceedings.


We deal with the majority of company debts on a no recovery, no charge basis with no hidden fees. We offer a streamlined service and can act as your dedicated in-house debt recovery department, freeing you up to focus on running your business.


All costs below apply where your claim relates to an unpaid invoice that is not disputed.


Debt ValueCourt FeeOur FeeVATTotal
Up to £5,000
£35.00–£205.00
£80.00
£16.00
£115–£285 (plus VAT)











Please note:

  • The VAT element of our fee cannot be reclaimed from your debtor
  • Interest and compensation may move a debt into a higher banding, with a higher cost
  • The fees above do not cover matters where enforcement action (such as bailiff instruction) is required


For further information contact us on 02920 349820 or email info@hekjones.com

Debt value
Court fee
Our fee
VAT
Total
Up to £5,000
£35.00 to £205.00
£80.00
£16.00
£115 to £285 (plus VAT)
£5,001 - £10,000
£455.00
£100.00
£20.00
£555.00 (plus VAT)
£10,001 -£50,000
5% value of the claim
£150.00
£30.00





Our fees cover all work required to complete your purchase or sale, including Land Registry registration and the relevant property tax for the location of the property. Leasehold transactions may carry additional fees depending on the lease terms — we'll always advise you clearly before any additional costs are incurred. For a full breakdown of our current fees and disbursements:

Our fees cover all work required to complete a remortgage, including Land Registry registration. For a full breakdown of our current fees and disbursements:

Disbursements are costs paid to third parties on your behalf — things like Land Registry fees, search fees, and bank transfer charges. They're separate from our legal fee and will always be clearly itemised on your quote. We handle all disbursement payments on your behalf to keep the process as simple as possible.

Leasehold properties can carry additional third-party fees depending on the specific lease. These may include a Notice of Transfer fee (typically £50–£300), a Notice of Charge fee if the property is mortgaged (typically £50–£300), a Deed of Covenant fee provided by the management company (typically £75–£300), and a Certificate of Compliance fee confirmed on receipt of the lease (typically £50–£300).


These vary from property to property and we'll give you an accurate figure once we've seen your specific documents. Ground rent and service charge are also likely to apply during your ownership — we'll confirm these as soon as we receive the information.

Stamp Duty Land Tax in England, or Land Transaction Tax in Wales, may be payable depending on the purchase price and your circumstances.


Use the relevant calculator below to get an accurate figure:


England: HMRC Calculator

Wales: Welsh Revenue Authority Calculator

Auction Conveyancing

Yes — we act for both buyers and sellers at commercial auction. Whether you're bidding on a lot or selling a commercial property through auction, our team can handle the legal side from pack review through to completion.

We carry out pre-auction pack reviews, so if you're serious about a lot, we can review the legal documents before auction day and flag any issues. This means you can bid with confidence, knowing exactly what you're taking on legally before the hammer falls.


Speed is critical once a lot is sold — completion is typically required within 28 days. We're experienced in working to auction timescales and will move quickly to make sure you don't miss your deadline.

All auction conveyancing enquiries can be directed through our standard contact form or by telephone on 02920 349820.

Stop Chasing. Start Recovering.

Every day an invoice goes unpaid, the harder it becomes to collect. Don't leave it any longer — get in touch today for a no-obligation conversation about your options.